Frugality vs. Miserliness

While we are doing all we can to save and be thrifty as much as we can, do we or do we not sometimes falls into miserliness?

 

I am pondering on this issue as once I see my horoscope warning me to step into miserliness…

 

Compared to my DH, he is a far generous person than I am. Being brought up in a family whereby we have to save and be independent (I am cooking for my family from 15 yrs old onwards and starting frying egg at 9) makes me a tougher person when it comes to being parted with my dollar I guess. 

 

So, how to achieve a balance I wonder…hmm..being frugal is fun but being a miser is definitely not the way I would want to be…(my DH would shun me I think!)..

 

So guys how do you all keep a balance between spending and saving? Care to share?

 

Hear from you..

 

Cheers!